True North Home SolutionsGet in touch

FACING FORECLOSURE? LET’S TALK.

You still have
a way forward.

Your home is more than a property. It’s your life.
If payments are falling behind, let’s explore your options together—before it’s too late.

Let’s find your next step ↗Explore your options ↓
A NEW CHAPTER CAN START TODAY

There are better options.
Let’s find yours.

YOUR HOME. YOUR NEXT CHAPTER.

One difficult situation.
More than one possible path.

You don’t have to know all the answers today. We’ll start with what matters to you and talk through what may be possible.

01A FRESH START

Explore selling
your home.

If moving on is the right choice, we can discuss a potential purchase or another sale approach based on your home, mortgage balance, and timeline.

What this could look like +

We review your situation and discuss the numbers, timing, and any proposed terms. A sale may help you avoid foreclosure if it can close in time; lender approval may be required, especially if the sale won’t cover the debt.

Discuss my options
02STAYING MAY BE POSSIBLE

See if there’s
a way to stay.

Want to remain in your home? Let’s explore whether a tailored arrangement could make sense and what it would mean for you long term.

Understand the possibilities +

Depending on the situation, an arrangement may involve a sale and a separate agreement to remain as an occupant. Ownership, payments, and your rights can change. Availability is not guaranteed; review all terms with an independent adviser before signing.

Discuss my options
03KNOW YOUR CHOICES

Consider your
lender’s options.

Your mortgage servicer may offer a repayment plan, forbearance, or a loan modification. It’s worth asking about help as soon as possible.

Where to start +

Call the number on your mortgage statement and ask about hardship assistance. A HUD-approved housing counselor can help you understand available programs and prepare for that conversation.

Read the CFPB’s homeowner guide ↗
Discuss my options

Every situation is different. Options depend on your loan, property, timeline, and any required approvals.

A LITTLE CLARITY HELPS

Questions on
your mind?

Talk with our team
Is it too late if I’ve received a foreclosure notice?+

A notice means it’s time to act promptly, but it doesn’t tell us by itself which options remain. Contact your mortgage servicer and share any sale date with us right away. Deadlines vary. Contacting us does not pause or stop foreclosure.

Will working with you protect my credit?+

No one can guarantee a credit outcome. Foreclosure can have a lasting effect and generally stays on a credit report for seven years. Other options and missed payments can also affect credit. Acting early gives you more time to understand the tradeoffs.

Learn more from the CFPB ↗
Do I have to sell my home to talk with you?+

No. A conversation is simply a chance to understand your situation and explore potential paths. You do not commit to selling by reaching out.

What should I have ready for our conversation?+

Your general location, what you’re hoping to accomplish, and any foreclosure deadline are a helpful start. Keep account numbers, Social Security numbers, and other sensitive information out of email and text messages.

YOUR NEXT STEP STARTS HERE

A brighter tomorrow
starts with a
conversation.

Tell us a little about your situation and how you’d like us to reach you. Expect a response from our team within 24 hours.

If you have a foreclosure sale date, please include it in your message. Sending an inquiry does not pause foreclosure deadlines.

LET’S FIND A BETTER WAY, TOGETHER.

Tell us how we can help.

We’ll respond within 24 hours using your preferred contact method.

By sending this form, you’re asking True North Home Solutions to contact you about your inquiry using the details you provide. Please don’t include account numbers, Social Security numbers, or sensitive documents.